Zero interest for 36 months on purchases of $1000 or more made with your Synchrony HOME Credit Card between 2/14-3/9/2024. Equal monthly payments required for 36 months.**

Plus – if you apply in store between now and March 11th, you can be eligible for a free Visa gift card!***

Shop our unbeatable deals now, 

take it home today*

with a Synchrony HOME™ Credit Card.

Apply Today

Great Benefits

  • A dedicated credit line to use again and again at Home Surplus*
  • Convenient monthly payments
  • Payment options- online or by mail

Access 24/7

  • Make payments
  • View your balance
  • Update account info
  • Schedule up to your next 12 payments
  • And more

Easy Use

  • Use your card for future purchases of products we offer
  • No expiration date
  • Cardholder-only special offers

Frequently Asked Questions

What is the Synchrony HOME™ Credit Card?We offer customers a credit card through Synchrony Bank with a revolving credit limit to use again and again everywhere the Synchrony HOME(tm) Credit Card is accepted, including our locations.**See our locations listed at the bottom of this page.How do I apply for the Synchrony HOME™ Credit Card?You can apply for a Synchrony HOME™ Credit Card by applying online or at any of our participating retailer locations.Where do I check the status of my account?To check the status of your Synchrony HOME™ Credit Card account, click on the Manage My Account link above to go to the Synchrony Bank website. After logging into your account, you will be able to::

  • Make a payment
  • View your balance
  • Update you account information
  • Schedule up to your next 12 payments

How can I make a payment on my Synchrony HOME™ Credit Card?There are three convenient ways to pay your bill.

  • Pay Online: Click here to manage your account and make payments online.
  • Pay by phone: Contact Synchrony Bank Customer Service 1-844-335-5909 during the hours listed below to make a payment by phone.Monday – Sunday 7:30 am to 12:00 midnight EST
  • Pay by Mail: Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to the due date.
Synchrony Bank
PO Box 960061
Orlando, FL 32896-0061

**No interest will be charged, and equal monthly payments are required on promo balance until it is paid in full. The payments equal the initial total promo balance amount divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo balance. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

*** Subject to credit approval. Rebate in the form of a Visa Prepaid Card. To be eligible to receive a rebate under this offer you must: (1) open a Synchrony HOME Credit Card account at this location and use your new card to make a qualifying same-day single receipt purchase after any applicable discounts from 2/14/24–3/9/24 (same-day purchase of $2,199–$3,198.99 for the $50 rebate or $3,199 or more for $100 rebate); and (2) complete and submit a rebate form, together with a copy of the original receipt, online or by mail, postmarked by 4/10/24. Limit of one rebate per account. Account must remain open, in good standing, and not become delinquent. The Visa Prepaid Card will be sent to your U.S. mailing address within 6 to 8 weeks after receipt of the completed rebate form. If the Visa Prepaid Card is not received after 8 weeks, you should call (866) 419-4001 or visit synchrony.sendmyrewards.com to inquire about status. If the Visa Prepaid Card is not received, you must inquire no later than 6/24/24 or all rights hereunder will expire. See rebate form or store for details. This offer is void where prohibited. Synchrony Bank is not responsible for lost, damaged, illegible, postage due or delayed mail. Visa Prepaid Card is issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A Inc. No cash access or recurring payments. Can be used everywhere Visa debit cards are accepted. Card valid for up to 6 months; unused funds will forfeit after the valid thru date. Card terms and conditions apply. MetaBank or Visa does not sponsor or endorse the Synchrony credit card.