Shop our unbeatable deals now, 

take it home today*

with a Synchrony HOME™ Credit Card.

Apply Today

Up to 12 months of promotional financing every day*

on in-store purchases of $299 or more made with your Home Surplus credit card.

learn more

Great Benefits

  • A dedicated credit line to use again and again at Home Surplus*
  • Convenient monthly payments
  • Payment options- online or by mail

Access 24/7

  • Make payments
  • View your balance
  • Update account info
  • Schedule up to your next 12 payments
  • And more

Easy Use

  • Use your card for future purchases of products we offer
  • No expiration date
  • Cardholder-only special offers

Frequently Asked Questions

What is the Synchrony HOME™ Credit Card?We offer customers a credit card through Synchrony Bank with a revolving credit limit to use again and again everywhere the Synchrony HOME(tm) Credit Card is accepted, including our locations.**See our locations listed at the bottom of this page.
How do I apply for the Synchrony HOME™ Credit Card?You can apply for a Synchrony HOME™ Credit Card by applying online or at any of our participating retailer locations.
Where do I check the status of my account?To check the status of your Synchrony HOME™ Credit Card account, click on the Manage My Account link above to go to the Synchrony Bank website. After logging into your account, you will be able to::

  • Make a payment
  • View your balance
  • Update you account information
  • Schedule up to your next 12 payments

How can I make a payment on my Synchrony HOME™ Credit Card?There are three convenient ways to pay your bill.

  • Pay Online: Click here to manage your account and make payments online.
  • Pay by phone: Contact Synchrony Bank Customer Service 1-844-335-5909 during the hours listed below to make a payment by phone.Monday – Sunday 7:30 am to 12:00 midnight EST
  • Pay by Mail: Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to the due date.
Synchrony Bank
PO Box 960061
Orlando, FL 32896-0061

* Subject to credit approval. Minimum Monthly Payments Required. See store for details. We reserve the right to alter or discontinue these offers at any time. Credit is extended by Synchrony Bank